For Atrium Health Floyd Teammates

With the Atrium Health Floyd health plans, teammates have the opportunity to save pretax funds in savings and spending accounts per eligibility requirements.   

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Options Available with Choice Plan

Health Savings Account (HSA) 

The HSA is yours to save for current and future healthcare-related expenses, such as your deductible, coinsurance and prescription medications. Your HSA is an important component of retirement savings. Teammates can make direct contributions to this account from their paycheck. For participants in the Choice Plan with an active HSA, LiveWELL Incentives will be deposited into the HSA.  

Atrium Health Floyd savings accounts are administered by Bank of America.

To access and monitor your account(s):

1. Log in at Bank of America
2. Access via the Bank of America HSA mobile app

If you have any questions about your account(s), call Bank of America at 866-731-4206.

The maximum IRS contribution for the year includes the sum of all teammate and employer contributions. Teammates age 55 or older are allowed an additional “catch-up” contribution of $1,000.

Here’s what you need to know: 

Remember, preventive care, labs and most preventive medications are covered 100% - you do not pay for preventive care (Please note, that some services are not covered when Out of Network.

Your Health Savings Account (HSA) is the key to the Health Savings Plan – you can build your savings 

  • It is important for you to save in your HSA by putting in enough to meet your deductible and maximize your savings 
  • Dollars in your HSA are not taxed when you put them in or take them out for medical purposes 
  • Your HSA is a great savings vehicle for medical expenses now and in retirement 
  • HSA Contributions may be changed throughout the year in CORE Connect   

Atrium Health Floyd Contribution 

To help fund your account, members of the Choice Plan with HSAwill receive an annual contribution, called seed: 

  • Atrium Health Floyd will deposit a $500 single coverage contribution in January 2024  
  • Atrium Health Floyd will deposit a $1,000 family coverage contribution in two payments:  
    • $500 in January 2024  
    • $500 in July 2024 

Members of the Choice Plan with an active HSA can also earn LiveWELL incentive contributions to their HSA by engaging in healthy lifestyle activities. See the chart below for details. If you are a member of the Choice Plan but did not elect an HSA, you will be included in prize drawings three times a year but are not eligible for financial incentives. 

LiveWELL is the Atrium Health teammate well-being program. For more information, visit LiveWELL

Teammate Contributions to Meet IRS Maximum


*Calculation assumes teammate contributions begin the first pay period in January  

Medicare and Your Health Savings Account  
Atrium Health Floyd Health Plan participants should contact Medicare 6 to 12 months prior to turning age 65 to learn about options for healthcare coverage and rules for contributing to a Health Savings Account when Medicare eligible.   

Questions about Medicare
For help in understanding how Medicare and your healthcare costs may fit into your overall retirement goals, call the Seniors’ Health Insurance Information Program (Georgia Cares) at 866-552-4464. Teammates can also call the Social Security Administration depending on where they live:

  • Macon area teammates call 888-759-3917 
  • Rome area teammates call 866-964-1006 
  • Alabama area teammates call 877-316-4418 
  • General Social Security Office can be reached at 800-772-1213 

Seniors’ Health Insurance Program (Georgia Cares) Details  

  • Georgia Cares is available to anyone for FREE  
  • Teammates may make appointments for 1:1 phone calls or in-person meetings with a specialist  
  • Teammates may contact a representative by calling Georgia Cares at 866-552-4464 or visit
  • Georgia Cares can answer detailed questions about Medicare that Social Security Offices may not be able to answer  

Limited Purpose Flexible Spending Account (LPFSA)

The LPFSA allows teammates to set aside additional pretax dollars to help pay for planned, qualified dental and vision expenses that occur during a 12-month period. This account is use it or lose it. 

IRS Maximum Contribution: $3,050.

Options Available with Co-Pay Plan  

Flexible Spending Account (FSA)

The FSA allows teammates to set aside additional pretax dollars to help pay for planned, qualified medical, dental and vision expenses that occur during a 12-month period. This account is use it or lose it.

IRS Maximum Contribution: $3,050.

2024 Flexible Spending Accounts will be administered by Bank of America. Plan rules are listed below: 

Last Updated on 02/08/2024