Charlotte Summary Plan Documents

Summary Plan Documents provide details about benefit coverage and plan exclusions for the Greater Charlotte Market.

• 2023 Benefits and Workplace Rights and Protections
• 2024 LiveWELL Health Plans SPD – for Greater Charlotte area
• 2024 LiveWELL Health Plans SPD – for teammates who reside outside NC, SC, GA and VA
• 2024 Co-Pay Plan Summary of Benefits and Coverage 
• 2024 Co-Pay Plan Summary of Benefits and Coverage – Outside NC, SC, GA and VA  
• 2024 Health Savings Plan Summary of Benefits and Coverage 
• 2024 Health Savings Plan Summary of Benefits and Coverage – Outside NC, SC, GA and VA   
• 401(k) Retirement Savings Plan SPD
• Advantage Retirement Highlights
• Dental – Standard
• Dental – Enhanced
• Vision
• Atrium Health LiveWELL Care, Virtual OnDemand and Employee Assistance Program
• Basic Life and AD&D Insurance   
• Supplemental Life Insurance   
• Accidental Death and Dismemberment
• Short-Term Disability 
• Long-Term Disability
• Voluntary (Part-Time) Short-Term Disability
• Parental Benefits

Read the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed- amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data. 

Last Day of Employment

• Your medical, dental and vision benefits end of the pay period in which you are no longer benefits eligible.
• If you select COBRA, benefits will begin the day following your last day of coverage.

Visit the When Benefits End page for additional information: on your benefits due to separation of employment or moving to a benefits-ineligible status.