Navicent Voluntary Benefits

For Atrium Health Navicent Teammates

Voluntary Benefits

Atrium Health Navicent partners with you to take care of your physical, financial and personal health, including your unique individual and family needs. In addition to your core benefits (medical, dental, and vision), Atrium Health Navicent provides you with convenient access to cost-effective group rates on a wide range of Voluntary Benefits. Pair these Voluntary Benefits with your core benefits to supplement income in the case of an accident or emergency, protect you and your family’s financial future, and help balance the important areas of your life.

Health & Well-Being Voluntary Benefits

• BenExtend Insurance
• Hospital Admission
• Accident
• Critical Illness

Income Protection Voluntary Benefits

• Basic Life Insurance and Accidental Death & Dismemberment
• Short-Term Disability
• Company Provided Long-Term Disability
• Supplemental Life and Accidental Death and Dismemberment
• Supplemental Life for Spouse
• Supplemental Life for Children
• Universal Life Insurance
• Identity, Financial and Privacy Theft
• Legal Insurance
• Auto/Home/Other Insurance
• Pet Insurance
• Dependent Back-up Care
• Credit Union

BenExtend Insurance

• Carrier: Aflac 
• BenExtend Summary  
• BenExtend Brochure
• BenExtend FAQs
• Aflac Enrollment Language
• Eligibility: Teammates with 20 or more standard hours per week 
• Enrollment: Teammates may enroll when newly eligible, during the Annual Enrollment period or due to a qualifying life event 
• Cancellation: Teammates may cancel their policy at any time 
• Policy Highlights: 
  • Features benefits from accident, critical illness and hospital indemnity plans, bundled in one simple plan 
  • The benefit can help manage out-of-pocket expenses, deductibles and other healthcare costs 
  • No waiting period 
  • Guaranteed issue (no medical questions) 
  • Includes a $50 Annual Wellness Benefit 
• Examples of coverage:  
  • Accident: Initial treatment, ambulance, lacerations and fractures 
  • Critical Illness: Cancer (internal or invasive), heart attack, stroke, kidney failure, major organ transplant and coronary artery bypass surgery 
  • Hospital Indemnity: Hospital admission and hospital confinement 

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Hospital Admission

• Carrier: MetLife
• Hospital Plan Summary
• Eligibility: Teammates with 20 or more standard hours per week
• Enrollment: Teammates may enroll when newly eligible, during the Annual Enrollment period or due to a qualifying life event
• Cancellation: Teammates may cancel their policy at any time
• Policy Highlights:
  • No waiting period
  • No lifetime maximum
  • $1,500 one-time payment for hospitalization (once per year)
  • $100 each day an insured person is admitted to a hospital (but not an emergency room, outpatient stay or stay in an observation unit) as a result of a covered accident or sickness (maximum benefit of 31 days per calendar year)
  • $200 each day an insured person is admitted to an intensive care unit as the result of a covered accident or sickness (maximum benefit of 10 days per calendar year)
  • Insurance is portable. You can take the benefit with you if your eligibility or employment ends

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Accident

Provides a benefit for injuries and accident-related expenses.

• Carrier: MetLife
• Accident Plan Summary
• Eligibility: Teammates with 20 or more standard hours per week
• Enrollment: Teammates may enroll when newly eligible, during the Annual Enrollment period or due to a qualifying life event
• Cancellation: Teammates may cancel their policy at any time
• Examples of Covered Injuries from Accidents:
  • Fractures
  • Concussions
  • Dislocations
  •  Burns
  • Paralysis
• Policy Highlights:
  • No waiting period
  • Individual and family options available
  • Guaranteed Issue, no Evidence of Insurability is required to qualify for insurance
  • Insurance is portable, you can take the benefit with you if your eligibility or employment ends

Annual Wellness Benefit: You may receive a maximum of $50 for teammate and insured spouse screening during a routine preventive care appointment with your doctor. Covered health screening tests include: mammography, colonoscopy, PAP smear, chest X-ray, bone marrow testing, fasting blood glucose test and blood test for triglycerides.

• Discover Your Health Screening Benefit 
• Health Screening Benefit COVID-19 Vaccine 

 

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Critical Illness

Provides a lump sum directly to you if you are diagnosed with a covered illness.

• Carrier: MetLife
• Critical Illness Plan Summary 
• Eligibility: Teammates with 20 or more standard hours per week
• Enrollment: Teammates may enroll when newly eligible, during the Annual Enrollment period, or due to a qualifying life event*
• Cancellation: Teammates may cancel their policy at any time
• Examples of Covered Illnesses:
  • COVID-19 
  • Heart attack
  • Severe stroke
  • Alzheimer’s disease
  • Blindness
  • Cancer
  • Major Organ Transplant
  • Coronary Artery Bypass Surgery
  • Occupational HIV/Hepatitis 
• Policy Highlights:
  • No waiting period
  • No lifetime maximum
  • Benefits payable for each covered critical illness
  • Individual and family options available

Annual Wellness Benefit: This benefit can help pay the costs for a screening for early signs of disease and lead to earlier intervention. The annual benefit is $100 for completing an eligible health test and is available to each insured person. Some examples are biopsy, chest X-ray, stress test and fasting blood glucose test

• Discover Your Health Screening Benefit 
• Health Screening Benefit COVID-19 Vaccine 

*Critical Illness rates are based on age and elected amount

Identity Theft

Provides protection for members against identity fraud using comprehensive, advanced, proactive technology.

• Carrier: Allstate Identity Protection, formerly referred to as InfoArmor.  Click here for more information
• Eligibility: Teammates with 20 or more standard hours per week
• Enrollment: Teammates may enroll in this benefit at any time
• Cancellation: Teammates may cancel this plan at any time
• Services Include:
  • Identity monitoring
  • Digital identity protection
  • WalletArmor
  • Credit identity monitoring
  • Credit scores and reports
  • Social media reputation monitoring
• Plan Highlights:
  • Coverage protects teammates and eligible dependents
  • Coverage is portable. You can take the benefit with you if your eligibility or employment ends

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Legal Insurance

Provides comprehensive legal assistance to you and your eligible dependents.

• Carrier: MetLaw  FAQs and Overview for more information, or call 800.821.6400
• Eligibility: Teammates with 20 or more standard hours per week
• Enrollment: Teammates may enroll when newly eligible or during the Annual Enrollment period
• Cancellation: Teammates may cancel their plan at any time
• Examples of Services Included:
  • Living Wills
  • Personal Bankruptcy
  • Debt Collection Defense
  • Irrevocable & Revocable Living Trusts
  • Power of Attorney
  • IRS Audit Protection/Collection Defense
  • Sale/Purchase of Home
  • Sale/Purchase of Secondary Residence
  • Refinancing Home
  • Divorce
  • Prenuptial Agreement
  • Adoption
  • Guardianship/Conservatorship
  • Name Change
  • Traffic Matters
  • Personal Document Preparation and Review
  • Criminal Misdemeanor Defense
• Plan Highlights:
  • Individually credentialed attorney network
  • Legal Hotline
  • Coverage is portable; you can take the benefit with you if your eligibility or employment ends

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Auto, Home, and Other Personal Insurances

As an Atrium Health Navicent teammate, you are eligible to receive group discounts for personal lines of insurance. 

• Carrier: Farmers GroupSelectSM  | Website | 800-438-6381 
• Eligibility: All teammates are eligible for discounts. Teammates with 20 or more standard hours per week qualify for payroll deduction 
• Enrollment: Teammates may request information and enroll in this benefit at any time. Rate quotes and enrollment confirmation provided by Farmers GroupSelectSM  
• Cancellation: Teammates may cancel their plan at any time by contacting Farmers GroupSelectSM  
• Plans Cover: Auto, Home, Boat, Motorcycle 
• Plan Highlights: Premiums paid through payroll deduction. Discounted rates available for Atrium Health Navicent teammates. 

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Pet Insurance 

Provides reimbursements for eligible veterinary expenses related to accidents, injuries and illnesses for dogs, cats, birds and exotic pets. Optional wellness benefit is available for routine preventive care. Payroll deduction is available for qualified teammates. 

• Carrier: MetLife | Website | 866-937-7387 
• Eligibility: Teammates with 20 or more standard hours per week 
• Enrollment: Teammates may enroll in this benefit at any time. Enrollment confirmation provided by MetLife 
• Cancellation: Teammates may cancel their plan at any time 
• Plan Highlights: 
  • 24/7 access to veterinary helpline 
  • You can use your preferred veterinarian 
  • Rates based on breed, species and age of the pet 

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Dependent Back-up Care 

Atrium Health Navicent provides a Dependent Back-up Care benefit through LifeCare to connect you with reliable care providers for children and elder care when you suddenly find yourself in need of backup care due to an unexpected circumstance that disrupts regular care plans. All teammates with 20 or more standard hours are eligible for this benefit.  

Registration is FREE: 

• Register with LifeCare at Member.LifeCare.com by clicking here. (Registration code: ATRIUM) or by calling 1-866-621-7687 
• Review the LifeCare Registration Job Aide 

Provides care to a child or dependent adult when an emergency arises or when regular care plans are disrupted. 

• Carrier: LifeCare Dependent Back-up Care
• Eligibility: Teammates with 20 or more standard hours per week – excludes temporary and PRN teammates 
• Enrollment: Teammates may register for this benefit at any time 
• Cancellation: Teammates may cancel this plan at any time
  • Care Includes:
  • Center-based care
  • Caregiver vacations
  • Evening and weekend in-home care
  • School holidays or inclement weather
  • Business travel
  • In-home care after minor surgery weather emergencies
• Plan Highlights
  • Eligible teammates may use up to 15 visits, or calendar days, per year 
  • $25 co-pay for in-home use (per caregiver) 
  • $25 co-pay per child for in-center care 
  • Discounted care expenses 
  • Access to trained caregivers 
  • Up to $60 per day reimbursement for the Friends and Family care model. Registration prior to scheduling care by a friend or family member, and proof of payment to the caregiver is necessary to be eligible for the reimbursement 
  • View Dependent Backup Care FAQs 

* The IRS limits apply to a combination of Dependent Care Flexible Spending Account and Dependent Care Back Up. Usage in excess of IRS limits will be taxable. Teammates are encouraged to consult a qualified tax advisor with questions regarding tax implications. 

 

Credit Union

As an Atrium Health Navicent teammate, you’re eligible for membership at CGR Credit Union. With a full-service branch located on the main campus and ATMs available at many Navicent facilities, it is easy for you to access your accounts while you are at work. To become a member, open a checking account or make a loan, complete the online membership application at www.cgrcu.org or call 478-745-0494. 

• Eligibility: All Navicent teammates  
• Locations: 
  • Branches located in Atrium Health Navicent, Macon, Warner Robins and Milledgeville. 
  • ATMs on campus at Atrium Health Navicent, Atrium Health Navicent Rehabilitation Hospital, Atrium Health Navicent Peach, Carlyle Place and Atrium Health Navicent Baldwin.