Prior to Enrollment

  • Review all information in the Benefits Guide 
  • Access the Health Plan Decision Support Tool
  • Consider expected and unexpected healthcare expenses and how much you will contribute to your Health Savings Account (HSA) or Flexible Spending Account (FSA) 
  • Consider additional benefits you may want to purchase
  • Consider if your needs have changed based on your career stage and other aspects of your life. Here are a few questions to help you prepare:
    • Did you know that you can increase your supplemental life insurance by one increment at Open Enrollment with no medical exams?
    • Are you planning to expand your family?
    • Have you considered increasing your retirement contributions?
    • Have you updated your beneficiaries for life insurance plans, retirement plans and your Health Savings Account (HSA)?
  • Make your benefit elections by the Open Enrollment deadline, Tuesday, November 3, 2020, or within the 31-day window for newly eligible or qualifying life events*  
    • Health Plan 
    • Dental/Vision 
    • Additional Benefits 


  • Review dependent eligibility requirements 
  • Review beneficiaries of your life insurance and other benefits 
  • Print or save a copy of your Benefits Enrollment Confirmation page 

After You Enroll 

  • Download the following mobile apps: MedCost, MyAtrium, Bank of America, Castlight 
  • Provide consent for online paperless delivery of your W-2 
  • Review retirement plan contribution rate, investment elections and beneficiaries 
  • Register for Castlight, and download the mobile app 
  • Register for Virtual Visit 
  • Review your paycheck after the effective date of benefits, to ensure your benefit elections are reflected correctly on your paycheck 


*Extension of Certain Timeframes for Employee Benefits Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak 
During these challenging times of the COVID-19 National Emergency, the IRS has relaxed rules around timeframes for submitting certain benefit elections and changes. The timeframes are extended beginning March 1, 2020 until sixty (60) days after the announced end of the National Emergency. 

Examples of extended timeframes include submitting benefit changes due to a Qualifying Life Event and electing COBRA continuation coverage. 

Announcement from: Department of the Treasury, Internal Revenue Service, 26 CFR Part 54 

Department of Labor, Employee Benefits Security Administration, 29 CFR Parts 2560 and 2590