Teammates

Additional Benefits

In This Section:


Hospital Admission

  • Carrier: TransAmerica
  • Eligibility: Teammates with 16 or more standard hours per week
  • Enrollment: Teammates may enroll when newly eligible, during the annual Open Enrollment period or due to a qualifying life event
  • Cancellation: Teammates may cancel their policy at any time
  • Policy Highlights:
    • No waiting period
    • No lifetime maximum
    • $1,500 one-time payment for hospitalization (once per year)
    • $100 each day an insured person is admitted to a hospital (but not an emergency room, outpatient stay or stay in an observation unit) as a result of a covered accident or sickness (maximum benefit of 31 days per event)
    • $200 each day an insured person is admitted to an intensive care unit as the result of a covered accident or sickness (Pays on top of the $100 daily benefit; maximum benefit of 10 days per calendar year)
    • Insurance is portable. You can take the benefit with you if your eligibility or employment ends

Visit the Additional Benefits Portal

Enroll in Additional Benefits

New teammates, start here.

Teammates returning from a leave of absence or who have experienced a qualified life event are eligible to enroll for Additional Benefits within 31 days of event date.

Summary Plan Documents

Summary Plan Documents provide details about benefit coverage and plan exclusions. Find your Additional Benefits Summary Plan Documents here.

  Bi-Weekly Premium  Monthly Premium
Teammate Only $12.94
$28.04
Teammate + Spouse $27.90  $60.44
Teammate + Child $19.17  $41.54
Teammate, Spouse + Children
$31.63
 $68.54

 

Accident

Provides a benefit for injuries and accident-related expenses.

  • Carrier: TransAmerica
  • Eligibility: Teammates with 16 or more standard hours per week
  • Enrollment: Teammates may enroll when newly eligible, during the annual Open Enrollment period or due to a qualifying life event
  • Cancellation: Teammates may cancel their policy at any time
  • Examples of Covered Injuries from Accidents:
    • Fractures
    • Concussions
    • Dislocations
    • Lacerations
    • Burns
  • Policy Highlights:
    • No waiting period
    • Individual and family options available
    • Guaranteed Issue, no Evidence of Insurability is required to qualify for insurance
    • Insurance is portable, you can take the benefit with you if your eligibility or employment ends

Annual Wellness Benefit: You may receive a maximum of $50 for teammate and insured spouse screening during a routine preventive care appointment with your doctor. Covered health screening tests include: mammography, colonoscopy, PAP smear, chest X-ray, bone marrow testing, fasting blood glucose test and blood test for triglycerides.

  Bi-Weekly Premium  Monthly Premium
Teammate Only $7.14
$15.48
Teammate + Spouse $10.85  $23.50
Teammate + Child $9.16  $19.84
Teammate, Spouse + Children
$13.00
 $28.16

 

Critical Illness

Provides a lump sum directly to you if you are diagnosed with a covered illness.

  • Carrier: TransAmerica
  • Eligibility: Teammates with 16 or more standard hours per week
  • Enrollment: Teammates may enroll when newly eligible, during the annual Open Enrollment period, or due to a qualifying life event*
  • Cancellation: Teammates may cancel their policy at any time
  • Examples of Covered Illnesses:
    • Heart attack
    • Stroke
    • Alzheimer’s disease
    • Loss of sight, speech, or hearing
    • Cancer
    • End stage renal failure 
  • Policy Highlights:
    • No waiting period
    • No lifetime maximum
    • Benefits payable for each covered critical illness
    • Individual and family options available

Annual Wellness Benefit: This benefit can help pay the costs for a screening for early signs of disease and lead to earlier intervention. The annual benefit is $100 for completing an eligible health test and is available to each insured person. Some examples are biopsy, chest X-ray, stress test and fasting blood glucose test

*Critical Illness rates are based on age, tobacco usage and elected amount

 

Healthcare Power of Attorney and Living Will Educational Opportunity

Advance Directives tell your doctors and your loved ones what you want them to do if something happens to you and you are unable to speak for yourself. With this free educational opportunity you will:

  • Learn how Advance Directives, like Healthcare Power of Attorney or Living Will, can help you stay in control of your medical care
  • Have the opportunity to make an Advance Directive
  • Learn what to do with your completed Advance Directives
  • Classes are held monthly at a variety of Atrium Health facilities.

 

MedCenter Air-Global Guardian Air Ambulance

If you or an eligible dependent are hospitalized as an inpatient due to an illness or injury while traveling more than 150 miles from home, whether domestically or internationally, Global Guardian Air Ambulance will arrange and pay for air medical transportation, medical evacuation, and repatriation services to the hospital of your choice in the United States or Canada.

  • Plan Details: As an Atrium Health teammate, you are eligible to receive group discounts for personal lines of insurance.
  • Standard Plan: When traveling outside the U.S. or Canada, provided you don’t spend more than 90 consecutive days outside the U.S. or Canada per year. This plan allows for unlimited travel per year so long as no one trip exceeds 90 consecutive days-up to four 90-day trips per year. You are also allowed unlimited travel within the U.S. and Canada for the entire year.
  • Expatriate Plan: Our Expatriate (extended stay) Plans are similar to the Standard Plan, but allow for more than 90 consecutive days outside the U.S. or Canada. These plans are ideal for those who are traveling extensively or working in other countries for extended periods. Our Student Plan is tailored for students who study abroad for either 6 months or 1 year.
  • Annual Rates: Currently not available for payroll deduction
Tier Annual Rate
Individual $170
Family $240
Senior (over 75 years old) Individual $285
Senior (over 75 years old) Family $500

 

Credit Union

As an Atrium Health teammate, you are eligible to open an account at Charlotte Metro Credit Union and set up direct deposit payroll deductions each pay period.

  • Provider: Charlotte Metro Credit Union
  • Eligibility: All teammates
  • Enrollment: Teammates may enroll in this benefit any time by visiting their local Charlotte Metro Credit Union
  • Cancellation: Teammates may cancel this benefit at any time by contacting Charlotte Metro Credit Union